Property insurance for condominiums, including coverage for the property itself and the belongings of the unit’s occupants.

Coverage for the interior of your condo unit

Condo Insurance provides coverage for the interior of your condo unit, including fixtures, appliances, and improvements you’ve made to the unit. If there is damage from covered perils such as fire, water leaks, or theft, this insurance can help cover the cost of repairs or replacements.

Personal property coverage

Your personal belongings, such as furniture, clothing, electronics, and other possessions, are covered under Condo Insurance. If they are damaged or stolen, you can receive compensation to replace them.

Liability protection

Condo Insurance includes liability coverage, which protects you if someone is injured while in your condo unit or if you accidentally cause damage to someone else’s property. This coverage can help cover medical expenses, legal fees, and potential settlements.

Loss of use coverage

If your condo becomes uninhabitable due to a covered loss, Condo Insurance can provide coverage for additional living expenses while your unit is being repaired or rebuilt. This includes the cost of temporary housing and other necessary expenses.

Coverage for assessments and improvements

In some cases, if your condo association levies special assessments due to damage to common areas or major repairs, Condo Insurance can provide coverage to help with these expenses. It may also cover improvements you’ve made to your unit that exceed the standard building coverage.

Protection for common areas

Condo Insurance can also extend coverage to shared spaces and common areas within the condo building. This ensures that you are protected in case of damages or liabilities that may arise from these areas.