Comprehensive watercraft coverage for various vessels, including powerboats, sailboats, and more.

Property damage coverage

Boat Insurance provides coverage for physical damage to your boat caused by accidents, collisions, fire, theft, vandalism, or other covered perils. This ensures that your investment in the boat is protected, and you can get it repaired or replaced if it gets damaged.

Liability coverage

Boat Insurance includes liability coverage, which protects you financially if your boat causes bodily injury or property damage to others. If you’re found legally responsible for an accident on the water, this coverage can help cover medical expenses, property repairs, and legal fees.

Coverage for passengers and water sports

Boat Insurance often includes coverage for injuries to passengers on your boat and those involved in water sports activities, such as tubing, waterskiing, or wakeboarding. This coverage can be essential, as accidents involving passengers can lead to costly medical expenses and potential lawsuits.

Wreck removal protection

Boat Insurance can cover the cost of removing your boat from the water if it sinks or is damaged beyond repair. Additionally, it may provide coverage for fuel spill liability, helping you clean up any fuel or oil spills that may occur due to a covered incident.

Towing and assistance

Many Boat Insurance policies offer coverage for emergency towing and assistance if your boat breaks down or becomes stranded while out on the water. This benefit can be particularly valuable, as marine towing services can be expensive.

Peace of mind

Knowing that you have Boat Insurance provides peace of mind while enjoying your time on the water. You can navigate with confidence, knowing that you are financially protected against potential accidents, damages, and liabilities.