Is workers’ compensation insurance required in Florida?

Yes, in Florida, most employers with four or more employees (full-time or part-time) are required to provide workers’ compensation insurance coverage. This requirement applies to employers with at least one employee in the construction industry.

Can I be exempt from providing workers’ compensation insurance in Florida?

Some individuals, such as sole proprietors, partners, and certain corporate officers, can elect to be exempt from workers’ compensation coverage. However, they must file the appropriate paperwork to do so.

Can workers’ compensation insurance cover mental health issues?

Workers’ compensation insurance may cover mental health issues if they can be directly linked to work-related factors, such as extreme stressors or traumatic events that occurred on the job.