Is health insurance required in Florida?

While health insurance is not required by law for individuals in Florida, having health insurance is highly recommended to ensure access to medical care and to protect yourself from unexpected healthcare expenses.

What are the main types of health insurance plans?

The main types of health insurance plans include: Health Maintenance Organization (HMO) Preferred Provider Organization (PPO) Exclusive Provider Organization (EPO) Point of Service (POS) High Deductible Health Plan (HDHP) with Health Savings Account (HSA)

Can I get subsidies to help pay for health insurance premiums?

Yes, if you meet certain income and household size requirements, you may be eligible for subsidies through the Health Insurance Marketplace that can help lower your monthly premiums and and out-of-pocket costs.