Is general liability insurance required in Florida?

General liability insurance is not required by law in Florida, but it is highly recommended for businesses. Some industries and contracts may require businesses to have this coverage to operate or secure contracts.

What is an occurrence-based policy vs. a claims-made policy?

An occurrence-based policy covers claims that occur during the policy period, regardless of when the claim is filed. A claims-made policy covers claims made while the policy is in effect, regardless of when the incident occurred. Claims-made policies often require purchasing extended coverage for incidents that happened before the policy started.

How can general liability insurance benefit my business?

General liability insurance can protect your business from financial losses resulting from lawsuits, medical expenses, and property damage claims. It can help cover legal fees, settlement costs, and medical bills.